Discover the best cashback and rewards apps for Australians in November 2025. Compare rates, real-life reviews, features, and sign-up tips to maximise every dollar spent.
Top Cashback Apps Aussies Should Use in November 2025: Review of Apps Offering Savings and Rewards
Cashback apps have exploded in popularity across Australia, turning everyday shopping into an opportunity to earn real money and rewards. With rising living costs, finding ways to stretch every dollar has never been more crucial. Whether buying groceries, booking travel, or shopping fashion, cashback apps offer an effortless way to save. This comprehensive review dives deep into the top money-saving apps for November 2025, how they work, standout features, and Aussie user stories—so shoppers can confidently maximise every dollar.
1. ShopBack
Overview:
ShopBack is a leading cashback platform with more than 4,000 retailers including Amazon, Woolworths, eBay, Bonds, Expedia, and more. Its “upsized” promotions often deliver the highest rates on selected stores, sometimes up to 30%. ShopBack also offers cashback for in-store shopping at select locations, making it versatile for both online and offline spenders.
Key Features:
- Up to 30% cashback on promotions
- Intuitive website and mobile app (iOS and Android)
- In-store cashback for select retailers
- Payment via bank transfer, PayPal, or gift cards
- Excellent mobile ratings: iOS (4.7/5), Android (3.7/5)
User Story:
Anna, a frequent online shopper from Melbourne, earned $350 in a year simply by activating ShopBack before booking travel and buying everyday items. She particularly loves “Super Cashback” weekends when rates swell on top brands.
2. Cashrewards
Overview:
Trusted by millions of Aussies, Cashrewards partners with over 2,000 national and international retailers. The average cashback rate is about 7%, but special offers regularly push rates higher. A standout referral program offers bonuses and it supports batch payments as cashback accumulates.
Key Features:
- Over 2,000 retailers, including Myer, BWS, Target, Amazon
- Referral program for extra earnings
- Cashback paid direct to bank or PayPal
- Fast, reliable tracking with transparent approval timelines
- Top mobile app ratings (iOS 4.8/5, Android 4.7/5)
User Story:
Dan from Brisbane used Cashrewards for all his household appliances purchases. With the app’s “Cash Boost” deals, he saved almost $200 on a single fridge during a summer promotion.
3. TopCashback Australia
Overview:
TopCashback is known globally and recently expanded in Australia, offering cashback from over 1,000 retailers including Chemist Warehouse, eBay, Uber Eats, The Good Guys, and more. The platform consistently boasts higher cashback on select categories and is rated highly for payout reliability.
Key Features:
- Claims highest cashback guarantee
- User-friendly app and desktop platform
- Payouts via bank transfer or PayPal; no minimum cashout
- More than 55,000 active Aussie members
- ‘Excellent’ rating from Trustpilot
User Story:
Olivia from Sydney switched to TopCashback after seeing the higher rate on her favourite beauty brand. She earned $70 cashback in the first three months—enough for a nice dinner for two.
4. Honey (PayPal)
Overview:
Honey started as an automatic coupon finder but now incorporates cashback for Aussies. Its browser extension automatically finds the best coupon codes at checkout, then rewards shoppers with “Honey Gold,” which can be converted into gift cards.
Key Features:
- Automatic coupon search and apply
- Cashback as “Honey Gold” redeemable for store cards
- Works on hundreds of Australian retail sites
- Price tracking for deals notifications
- Integrated in the PayPal app for quick redemptions
User Story:
Ben in Adelaide combined Honey and ShopBack on special days, stacking both cashback and coupon savings to get his tech upgrades for less.
5. GetCashBack
Overview:
Simplicity is GetCashBack’s strength. Its clean design, smooth tracking, and reliable payments make it ideal for beginners. Offers cashback on everyday items and big-ticket purchases, plus occasional bonus perks.
Key Features:
- Cashback on groceries, online retail, travel, and more
- Mobile and web platforms
- Payout via bank transfer; promises reliable tracking
- Low payment threshold ($10)
User Story:
Jess from Canberra uses GetCashBack for monthly grocery shops. By combining deals with supermarket reward programs, she’s recouped over $200 in just six months.
6. Qantas Cash
Overview:
Qantas Cash cleverly merges travel rewards with cashback. Users earn Qantas Points plus cashback for various purchases, making it perfect for travellers or anyone wanting to stack travel benefits with cash.
Key Features:
- Earn Qantas Points on purchases
- Cashback on flights, hotels, car hire, and select retailers
- Use points for flights, upgrades, or retailer gift cards
- Prepaid card for budgeting and travel
User Story:
Alex, a frequent flyer, uses Qantas Cash for business purchases and flights—his accumulated points and cashback covered a holiday to Bali last Christmas.
7. PokitPal
Overview:
PokitPal offers direct and instant cashback at hundreds of entertainment venues, cinemas, and retail outlets across Australia, along with gift card rewards for regular users.
Key Features:
- Instant cashback at registered venues and stores
- Rewarding gamified experiences (earn bonus points for visits)
- Payout via bank transfer or gift card
- Exclusive deals for dining, leisure, and shopping
User Story:
Margie in Perth discovered PokitPal’s local dining offers. By eating out on eligible days, she earned enough rewards to treat friends to free movie tickets.
8. Up Bank and CommBank Yello
Overview:
Some Aussie banks now offer in-built cashback through debit or credit cards. Up Bank and CommBank Yello allow users to earn cashback from select merchants with automatic tracking—no extra sign-ups required.
Key Features:
- Cashback at partner retailers for cardholders
- Seamless, automatic rewards
- Combined with other bank perks, like budgeting tools
- No additional app needed if you hold an account
User Story:
Linda’s morning coffee run now earns cash each week thanks to her Up debit card. She easily tracks savings in the Up app for her monthly review.
9. Groupon and RetailMeNot
Overview:
Well-known deals and coupon apps, Groupon and RetailMeNot now provide cashback on eligible purchases alongside traditional digital coupons.
Key Features:
- Cashback at thousands of online retailers
- Daily deal notifications
- Coupon codes and local savings events
- Wide range of categories—retail, travel, entertainment
User Story:
Nina combined a Groupon local deal for beauty treatments with cashback, paying half price and getting a further $10 back—maximum value for a fun day out.
10. GoCashBack
Overview:
GoCashBack is popular among shoppers of fashion and international retailers. It offers regular bonus rates and “flash deals” for limited-time higher cashback percentages.
Key Features:
- High bonus rates and targeted flash deals
- International shopping supported
- Seasonal cashback events
- Payouts via bank transfer or gift cards
User Story:
Sam loves shopping at US brands; GoCashBack now delivers instant cashback rates for cross-border purchases. Her Christmas shopping saved an added $120 last season.
Comparison Table: Top Cashback and Rewards Apps (November 2025)
| App | Avg Cashback Rate | Payout Options | Notable Features | Best For |
|---|---|---|---|---|
| ShopBack | Up to 30% | Bank, PayPal, gift card | Upsized deals, in-store cashback | All-around shopping |
| Cashrewards | ~7% | Bank, PayPal | Referral bonus, rapid tracking | Appliances, electronics |
| TopCashback | Highest guarantee | Bank, PayPal | Fast payout, retailer coverage | Beauty, groceries |
| Honey | Varies | Gift cards | Coupon codes, price tracking | Online fashion & tech |
| GetCashBack | Varies | Bank transfer | Simple design, $10 minimum payout | Grocery, beginners |
| Qantas Cash | Varies + points | Qantas Points, gifts | Travel & retail stacking | Travellers, big spenders |
| PokitPal | Varies | Bank, gift cards | Instant cashback, gaming features | Outings, dining |
| Up Bank/CommBank Yello | Varies | Direct to account | Auto-tracking, no extra signup | Everyday cards |
| Groupon/RetailMeNot | Varies | Cash, coupons | Daily deals, local events | Experiences, travel |
| GoCashBack | Varies (flash deals) | Bank, gift cards | High bonus, cross-border | International shoppers |
Tips to Maximise Cashback App Savings
- Always activate cashback before each shop; confirm browser or app settings.
- Link loyalty programs (Flybuys, Everyday Rewards) for double-dipping rewards.
- Refer friends for bonus incentives.
- Monitor “upsized” promotions and flash sales for best value.
- Be patient—some apps take up to 3 months to confirm payout (to ensure returns aren’t made).
- Avoid missing out: set reminders to activate apps before checkout.
Frequently Asked Questions About Cashback Apps
Q: Are cashback apps safe to use in Australia?
Reputable apps like ShopBack, Cashrewards, TopCashback, and PokitPal have strict privacy policies and secure payments. Always download from official app stores.
Q: How quickly do I get paid?
Payout times vary. Some apps pay within days for in-store cashback; online transactions usually confirm within 2–12 weeks.
Q: Can I stack multiple cashback apps?
Yes! Some shoppers successfully combine coupon codes, retailer loyalty points, and cashback offers for maximum savings.
Q: Are there fees to use cashback apps?
Most apps are free. Some may offer premium features at an extra charge, but all listed here provide basic cashback at no cost.
Q: What if my cashback isn’t tracked?
Contact customer support. Most leading Australian cashback platforms have responsive teams for resolving missing cashback claims.
Real Aussie Stories: Cashback Changes Lives
Grace from Cairns saved $500 in 2025 by using ShopBack and Cashrewards, allowing her to put extra toward a family holiday.
Paul tracked every Christmas gift purchase through cashback apps, earning $160 cash back—enough to cover the festive ham and seafood for his family.
Call to Action: Start Earning While You Shop
November deals are heating up—don’t let extra savings slip through your fingers! Download the top cashback apps, activate your account, stack rewards, and enjoy every purchase knowing your money works as hard as you do.
